Have you started that budget we’ve been talking about? Still wondering how to accomplish some lofty debt reduction goals? Well, the simplest answer is, just start by making a few changes. Small changes over time, add up to big changes. And big changes add up to real change. Exactly what we’re looking for. Sometimes it’s […]
26 Ways to Save on Monthly Expenses
Who wants more money? ME!! You too? Good, you’re in the right place. I’m always looking for places to save money. I’m not intrinsically cheap, but I do like a deal. I don’t use coupons much, but I’m always doing research on lots of stuff to find a good deal. I love the satisfaction I […]
What Does CASHTIVATED Even Mean?
So, what does it all mean, and what the hell does “Cashtivated” mean to me? Well quite simply, it means motivated to be outta debt. Motivated to live debt free Motivated to be financially independent Motivated to have choices Motivated to feel free and unencumbered to debt or people Motivated to have the time with […]
What is an Envelope Budget?
What is an envelope budget? I asked myself that same thing a few years back. I’d heard people talking about it and I thought to myself, are they really using envelopes? Really just putting cash in them? Doesn’t this seem counter-intuitive to our digital society? Well, guess what? They were right! It WORKS. One of […]