Well hello, guys! It’s me, Sara. You’re trusty financial partner in this journey called life. (Ok, was that good enough? Did you buy it? Do I sound like an expert??) NO? Good, cuz I’m not. I’m a 42, soon to be 43 (yikes, I don’t even like typing it), fledgling realtor, whose gone about […]
7 Steps To Take If You Can’t Pay Your Taxes
So you’ve got a tax bill. Well never fear, cuz lots and lots of people have them too. Maybe you didn’t save enough, or you had an unexpected emergency and used the money for something else, maybe you got audited and you owe more? It’s ok, it happens. One of the 2 things we’re guaranteed […]
5 Ways to Pay Off Student Loan Debt
Well, we’ve almost all been there, and some, including myself, are still there. The inevitable task of paying off your school debt. Student Loan Hero.com suggests that the average student graduates with $29-$35k worth of school debt. I personally have about that much myself. It’s daunting and scary to think that we leave a higher […]
20 Jobs You Can Do At Home
Stuck at home? Need a way to make some extra cash? Working from home has never been easier, thanks to our modern advancements in technology. Now jobs that were previously only accessible from an office, can easily be done from the comfort of your home. Not only does this open the doors for people like […]
Save $500 Month By Stopping These Habits
We all have these habits. You know the ones I’m talking about. The ones we do without thinking. The ones we do every day. Every week. All year. I’m willing to guess that if you scrutinized your monthly statement and added up all these “small behaviors”, you’d be surprised how much money you’re throwing away. […]
15 Best Productivity Apps of 2019
What do we need more of than anything else? TIME! That’s right, it’s time. If we had more time, maybe we’d move onto other ventures in our life that are more important? Maybe we’d spend more time with our family? The possibilities are endless!! I’m always searching for ways to be more productive, save time, […]
Snowballing VS. Stacking
Often we get the question, what is the best plan to pay off debt? There are two main debt payoff plans that most people are aware of, Snowballing, and Stacking. Snowballing is the process of paying off the lowest debt first and paying the minimum on their other debt. As you pay off the […]
13 Ways to Save For a House
What’s the all American Dream? Why it’s home ownership of course. According to the Census Bureau, home ownership is at a historic low right now, of only 62.9%. Why? Well after coming off of a huge housing bust, many homeowners lost their homes to foreclosure and bankruptcy. Credit was ruined and lives were ruined. Never […]
How To Set a S.M.A.R.T. Goal
We’ve all heard it, you need to set smart goals. Goals that make sense, goals that you can achieve, or you’ll never accomplish it. But did you that smart actually stands for something?? Cuz I didn’t. Till now…. S- specificM- measurableA- attainableR- relevantT- timely It’s an acronym people! I never knew it, till I started […]
10 Best Online Businesses
Online business is no longer a thing of the past or something that is out of reach for most. It’s THE most popular form of business these days, both because it’s usually fairly cheap to get going and because the internet is where people hang out, shop, and look for info. In years past, […]
19 Ways to Simplify Your Life
Who’s feeling overwhelmed right now? Who’s tired, and frustrated, and ready to quit? Chances are if you don’t feel that way now, you probably have at some time or another. I know I have. Sometimes it lasts for a day, sometimes a week, and even a month or more on occasion. The truth is, we […]
25 Ways to Live a Frugal Life
It seems that over time, or maybe it’s just me, that most of us strive to simplify our lives. Some of us are born that way, and some seem to acquire it with age, but the truth is, most of us, as we get older, seem to want things to slow down and become more […]
8 Ways to Make an Extra $1000 a Month
Who wouldn’t want an extra $1000 per month? I know I do! Think of the things you could do with an extra $1000/month, or $12,000 a year? Pay off school loans, pay off credit cards, put it away in savings, buy a new car, take a vacation, put it into an emergency fund, start […]
8 Monthly Habits to Curb to Save Money
Are you looking to save some extra money each month? Aren’t we all? Sometimes the easiest way to save money is to stop spending it on things. Sounds simple, right? Well, the easiest way to leave a little more cash in your account is to curb some of our most common expenditures. Now I know […]
10 Ways to Sell Your Stuff for Cash
Looking to sell some stuff for cash? Look no further! One of the quickest ways to make cash is to sell stuff you’ve already got. As Americans, we literally have soo much stuff. Like way more than we could ever need. And while I understand our obsession with stuff, ultimately, lots of it doesn’t serve […]
Budget Tips That Really Work
Have you started that budget we’ve been talking about? Still wondering how to accomplish some lofty debt reduction goals? Well, the simplest answer is, just start by making a few changes. Small changes over time, add up to big changes. And big changes add up to real change. Exactly what we’re looking for. Sometimes it’s […]
How to Pay Off Your Credit Cards Faster
So here were are again, wishing and wanting that credit card debt to just go away. But instead, it grows, steadier and steadier over time. And after a few years, we’re left looking at our statements, wondering how come it’s so much higher than it was? How come I can’t seem to get these things […]
6 Ways to Survive An Audit
Dom dom dom!!! AUDIT! I said it, out loud. Trust me, it’s not like Beetlejuice, where if you say it 3x it shows up. We can talk about audit without that dreaded letter showing up. When I got that letter last spring, I was like most people. I started sweating profusely, my stomach hurt, I […]
Top 20 Things to Sell to Make Extra Cash
Ever feel like you just can’t get ahead? The bills are piling up, the credit card payments just keep getting larger, the interest seems to be multiplying. We’ve all been there, me included. But there ways to step back and look at it objectively. If we’ve got stuff, we’ve got money. If we’ve got knowledge, […]
8 Ways to Save For Your Kids College
Saving for college is probably one of the most daunting tasks for any parent to tackle. I mean, how can we think about saving for college, when we’re barely getting by? Or we’re just starting our family? Well, the truth is, saving for college early is the key to success. Yes it’s stressful, yes […]