What’s the all American Dream? Why it’s home ownership of course. According to the Census Bureau, home ownership is at a historic low right now, of only 62.9%. Why? Well after coming off of a huge housing bust, many homeowners lost their homes to foreclosure and bankruptcy. Credit was ruined and lives were ruined. Never […]
25 Ways to Live a Frugal Life
It seems that over time, or maybe it’s just me, that most of us strive to simplify our lives. Some of us are born that way, and some seem to acquire it with age, but the truth is, most of us, as we get older, seem to want things to slow down and become more […]
Budget Tips That Really Work
Have you started that budget we’ve been talking about? Still wondering how to accomplish some lofty debt reduction goals? Well, the simplest answer is, just start by making a few changes. Small changes over time, add up to big changes. And big changes add up to real change. Exactly what we’re looking for. Sometimes it’s […]
What Does CASHTIVATED Even Mean?
So, what does it all mean, and what the hell does “Cashtivated” mean to me? Well quite simply, it means motivated to be outta debt. Motivated to live debt free Motivated to be financially independent Motivated to have choices Motivated to feel free and unencumbered to debt or people Motivated to have the time with […]
What is an Envelope Budget?
What is an envelope budget? I asked myself that same thing a few years back. I’d heard people talking about it and I thought to myself, are they really using envelopes? Really just putting cash in them? Doesn’t this seem counter-intuitive to our digital society? Well, guess what? They were right! It WORKS. One of […]