Money can make you happy. There I said. I know you’re all thinking that cliche, “but Sara, money CAN’T make you happy, it’s not possible. We need love, and people, and relationships, and cookies, and M&M’s to make us happy” And you’re right. Sort of. But hear me out. I would never prescribe that money […]
Are You Where You Wanna Be In Life?
Alright, so how many of you have goals and dreams? How many of you daydream about all those things, places, things that we don’t have yet? Everyone raising their hand?? I am. I think all the time about the future, and honestly, it’s both good and bad. I’ve always had a rich imagination, but I […]
How To Start An Emergency Fund
An emergency fund is one of those things that is crucial to good financial health, but most people don’t have. It’s estimated that 39% of Americans don’t have enough savings to cover a $1,000 unexpected expense. I know for myself, at times, this has been true. It’s hard to admit, but I have not been […]
Your Simple Guide to Investing
Interested in Investing? Great news! Investing is the single best way to have huge compounding benefits. While there is always a risk in investing, many a smart investor has made millions with good solid choices. Still confused as to what type of investment is best? Or even what they are? With so much talk about […]
26 Ways to Save on Monthly Expenses
Who wants more money? ME!! You too? Good, you’re in the right place. I’m always looking for places to save money. I’m not intrinsically cheap, but I do like a deal. I don’t use coupons much, but I’m always doing research on lots of stuff to find a good deal. I love the satisfaction I […]
Why You Need an Emergency Fund
Do you have an emergency fund? NO? Well never fear, because you’re in good company with lots of other Americans. Studies show that 39% of Americans don’t have enough in an emergency fund to cover a $1000 emergency. Really? Yep. $1000 isn’t very much. It’s less than most car repairs this day. Less than what […]
Top 50 Side Hustle Jobs
Perhaps my favorite way to pay off debt, is the side hustle. Many, if not most of us, have regular jobs. Jobs that maybe we even love. But maybe we’re not quite making enough to fund that emergency fund. Or we need to pay down debt. Or we wanna take that once in a lifetime […]
Financial Health and Women
So, I’ve been thinking about this topic a lot ladies. What are we doing? Do I mean literally this second, well kinda, but more figuratively. See I’m a 42-year-old, videographer, turned Realtor. I’ve started again, and it’s scary. Not terrifying, but scary. I’m poor. I’m like really poor. I’m working non-stop trying to get […]
What Does CASHTIVATED Even Mean?
So, what does it all mean, and what the hell does “Cashtivated” mean to me? Well quite simply, it means motivated to be outta debt. Motivated to live debt free Motivated to be financially independent Motivated to have choices Motivated to feel free and unencumbered to debt or people Motivated to have the time with […]
13 Simple Ways to Pay Off Debt
Paying off debt is one of those things that we all seem to dread. I mean, we’re all kinda in the same boat, right? I know I am. Debt is one of those things that unfortunately many of us, are still struggling with. If you’re like me, and the majority of Americans are, we are […]
What is an Envelope Budget?
What is an envelope budget? I asked myself that same thing a few years back. I’d heard people talking about it and I thought to myself, are they really using envelopes? Really just putting cash in them? Doesn’t this seem counter-intuitive to our digital society? Well, guess what? They were right! It WORKS. One of […]